Responsible Credit Card Options

Image: person holding multiple credit cards. Topic: Find A Socially Responsible Credit Card

Credit cards issued by Wall Street megabanks disproportionately fund fossil fuels. Fortunately, there are many socially and environmentally responsible credit cards to choose from. Here are some of our favorite credit cards that ensure your transactions support community development or climate solutions, rather than big business and climate destruction by financing the fossil fuel industry.

Amalgamated Bank is powered 100% by renewable energy, has a fossil fuel-free policy, supports immigrants, affordable housing, and worker rights. Their card is issued by the First National Bank of Omaha. They offer several credit cards.

Beneficial State Bank’s Climate Card allows you to earn rewards for everyday purchases and support climate-related nonprofits of your choice, including Green America, with your points. Beneficial offers credit card options for people with various credit backgrounds throughout California, Oregon, and Washington. Learn more about their card options. Beneficial State Bank is a B Corp, CDFI, and Fossil-Free Certified bank committed to supporting people, planet, and prosperity through their services. Member FDIC, Equal Housing Lender.

Hope Federal Credit Union VISAHope has worked for decades to improve lives in the Mid-South. You must be a member of HOPE to apply for the VISA, and please contact HOPE to see if you are eligible for membership.

First National Bank of Omaha issues credit cards for other financial institutions such as Amalgamated Bank, but they also issue their own cards. FNBO's Evergreen card offers 2% cash back with no annual fee. They offer a variety of other cards as well. Find out if the Evergreen card is available in your area.

The Green America Visa, from TCM Bank, supports Green America's green-economy programs. Use this card to direct a portion of every purchase toward Green America's work to build fair tradings systems, advance clean energy, get GMOs out of our food supply, and support green businesses.

These cards and the Green America card are issued by TCM Bank, which is a subsidiary of the Independent Community Bankers of America (ICBA). ICBA supports more than 50,000 community banks in the U.S. and "works to promote an environment where community banks flourish."

International Living Future Institute's Affinity Card is a Visa Platinum credit card that works to redefine the green building movement. This partnership ensures that a percentage of every purchase made using this card furthers ILFI’s mission to offer green building and infrastructure solutions that help create a better world.

The Salmon Nation Visa directs a percentage of its income to growing environmental stewardship of “Salmon Nation,” a bio-region from Alaska to Oregon.