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Don’t wait for “perfect market conditions” to set up an employer-sponsored retirement plan; that day may never come! Even in a turbulent market, today is still the day to commit to setting up a retirement plan for your employees if you don’t already offer one.
In any given month, white Americans save and invest hundreds of dollars more into their accounts than their Black counterparts—76% more, to be exact.
Being the first in your family to have success can be empowering––and draining. When someone experiences upward mobility, it typically affects their immediate family. However, for Black people, sometimes someone making it can mean the entire family makes it.
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