Financial - Advisors and/or Planners

Financial planners are professionals who help clients identify their financial goals and understand their levels of risk tolerance. They help formulate a long-term plan of action specific to the needs of each client. Planners often work to implement the plan, recommending investments consistent with the client’s financial and social objectives, preferences, and tax situation. Planners may charge the client a flat fee or an hourly rate to design a comprehensive financial plan. There may be commissions or ongoing asset-based fees paid to the planner for implementing and overseeing investments within the plan. Comprehensive financial plans generally include budgeting and cash flow, net- worth analysis, risk-management assessments, tax planning, education-fund planning, and estate planning. Many financial planners advise businesses and institutions in addition to individual investors, and may have earned one or more of the following professional designations:

Accredited Investment Fiduciary® (AIF) A professional designation that recognizes knowledge and competency in the area of fiduciary responsibility. Holders of the AIF mark have successfully completed a specialized program on investment fiduciary standards of care and subsequently passed a comprehensive examination. Designees must be able to understand and articulate the legal and regulatory environment surrounding the fiduciary, be able to develop and implement an effective investment management process applying the principles of Modern Portfolio Theory, document all due diligence, and above all, treat their clients with the utmost prudence and care.

Certified Financial Planner® (CFP) CFPs have completed a two- or three-year course and comprehensive examination. Depending on the level of degree work completed in a collegiate setting, a CFP must have three to five years of financial planning-related experience prior to receiving the right to use the CFP mark and must voluntarily ascribe to CFP Board’s Code of Ethics. CFPs must obtain 30 hours of continuing education every two years in the body of knowledge pertaining to financial planning areas such as estate planning, retirement planning, investment management, tax planning, employee benefits, and insurance.

Certified Public Accountant® (CPA) Accountants often offer financial products/services, but CPAs with the “Personal Financial Specialist” designation have at least 250 hours of yearly experience in financial planning, and have passed an exam. Depending on the state, most CPAs are required to hold a college accounting degree.

Chartered Financial Consultant® / Chartered Life Underwriter (ChFc/CLU) These designations are awarded upon completion of a three-year course of study with the American College focused on taxes, estate planning, insurance, financial planning and portfolio management. Insurance agents (or life underwriters) are licensed by the states in which they do business.

Registered Investment Advisor (RIA) Registered with and regulated by the Securities and Exchange Commission (SEC) and/or the states in which they conduct business. Compensation paid to RIA firms is generally based on fees earned on assets under management.
Brokers are NASD (National Association of Securities Dealers) Registered Representatives that buy and sell securities on behalf of their clients.

financial advisors
SerenityShares Impact ETF
3 Sisters Sustainable Management
Epic Capital Wealth Management
Allodium Investment Consultants
First Affirmative Financial Network
Common Interests
Skye Investment Advisors, LLC
Financial West Group
JPS Global Investments
Natural Investments, Eric Smith & Team
Essex Securities, LLC
Consultiva Internacional, Inc.
Natural Investments LLC
Natural Investments LLC
Natural Investments, LLC
Natural Investments, LLC
Quantum Financial Planning, LLC
Newground Social Investment, SPC
First Affirmative Financial Network, LLC - Brenda A. Morris, CFP®
Sustainable Wealth Advisors/PRAG
Natural Investments, LLC
Greenvest / Vanderbilt Financial Group
Financial Connections Group, Inc.
Why Investing in Women Pays Off
Plant-based Investing: An Emerging Investment Strategy for Vegans
SRI Investing LLC
SharePower Responsible Investing, Inc.
Sustainable World Financial Advisors
Sustainable World Financial Advisors
Horizons Sustainable Financial Services, Inc.
Stakeholders Capital
FOR Investment Partners
Financial Sherpa Inc.
Cambridge Investment Research Advisors, Inc
Athens Impact Socially Responsible Investments
Transformative Wealth Management
Catena Investment Strategies
Cetera Advisors LLC
Rainbow Investment Solutions
Communitas Financial Planning
Bond & Devick Wealth Partners
Altavista Wealth Management
Allodium Investment Consultants
AIO Financial
Affirmative Financial
1919 Investment Counsel
Natural Investments, LLC
Progressive Asset Management
Appleseed Capital
Progressive Asset Management
Impact Investors
Capital Fiduciary Advisors
Wells Fargo Advisors, LLC
SharePower Responsible Investing, Inc.
StakeHolders Capital
First Affirmative Financial Network, LLC
WashPark Capital
Vision Capital Investment Management
SharePower Responsible Investing, Inc.
Rainbow Investment Solutions
Thompson Financial Group, LLC
First Affirmative Financial Network, LLC - Holly Testa
Essentia Financial, Inc.
Portfolio Resources Advisor Group
Northfork Financial, LLC
Good Harvest Financial Group, Inc.
Steele Financial Services, Inc.
First Affirmative Financial Network / Arc Advisers
SharePower Responsible Investing, Inc.
Seven Generations Investing, LLC
Ascendant Financial Solutions
Rightpath Investments & Financial Planning, Inc.
Wells Fargo Advisors
Cetera Advisor Networks
First Affirmative Financial Network
Capital Management Securities
SharePower Responsible Investing, Inc.
Oracle Financial Planners, LLC
Blue Summit Financial Group, Inc.
Greenvest/Vanderbilt Financial Group
Portlandia Investment Management, Inc.
First Affirmative Financial Network - Catherine Scheib
JSA Financial Group
SharePower Responsible Investing, Inc.
Mary Anne Mayer Redmond Wealth Management
Vanderbilt Financial Group
Private Banking & Investment Group at Merrill Lynch
Natural Investments
Raeheart Financial
SharePower Responsible Investing, Inc.
First Affirmative Financial Network - Bob Pajak
Doug Nelson Money Coach
Celia Mueller
Transformative Wealth Management, LLC
First Affirmative Financial Network
Portfolio Resources Advisor Group/Joyce Moore Financial Services/FAFN
Progressive Asset Management
Communitas Financial Planning
SRI Investing LLC (Your Money. Your Values)